Your Choice of Lender is Vitally Important

I work very closely with two local lenders who I know, trust and have had successful transactions with before. They have treated my clients with honestly, integrity and an unusual level of care during and after the sale closes. They take a personal interest in making sure the buyer understands the terms and can afford the payment. You are a person, not a number.  As mentioned in another section, the choice of lender is completely up to you. i have two suggestions here below that pass my test for specific criteria beyond true caring:

• They have knowledge of and access to a variety of loan programs and money pipelines to give you the opportunity for best pricing with traditional loans plus pathways to loan types that are more specialized for unique financial positions.
• Their availability is consistent, timely and without limit. They answer the phone. They return emails. They have an office here that you can go to and sit down with them. They are available via Zoom to meet anytime. They take the time to guide you through every scrap of paper, every detail explained. Basically, they are good hand holders for those who need it but are also top level for those more experienced with lending and need a smart and savvy lending partner.
• Excellent strategy skills that can help you find the best program, with the best terms and offer suggestions on how to best position yourself i.e perhaps that will mean putting less down and instead paying off a car loan in order to get the best rates.
• Local presence, excellent reputation. When I send your offer to a listing agent, their knowledge and trust in your lender goes a long way in helping the agent and seller feel comfortable and confident with the success prospects of your financing.
• In house control of processes help immeasurably in terms of appraisal, underwriting and all the government required disclosures. This saves time and boosts are ability to meet contingency timelines without needing extensions and uncertainty.
• They are still thinking of and caring about their clients long after they have left the office and went home.

Here are two recommendations you may wish to contact. 

Anne Solano with Clearview Home Lending whose website you can view here https://lendwithanne.com/

Heidi Seavers which Movement Mortgage whose website you can view here https://movement.com/lo/heidi-seavers